I QUIT BECAUSE I CAN JobsI have made up my mind. It is time for me to quit my jobs.

I have been working hard these past 9 years to develop my streams of passive income to quit my jobs. The end is almost here. On July 29th 2016 I will quit my job for good.

Even now, I am designing my life the way I want to live it. Without a job, I will no longer be tied down to a specific place to live, time off requests, work schedule, etc.

If I want to sleep in until 9am, I can do that. If I want to take 4 weeks off to travel to Japan, I can do that. I will be able to do what I want to do and not be dependent on someone who gives me a job.

The Back Story:

For the past 11 years, I have been blessed with a good job doing IT work for the local County government in Fresno California. This job has helped me to build a life for my family and I. While I am working for someone else, I took the opportunity to build income from businesses, rental properties, and other passive income ideas in my spare time.

The desire to be an entrepreneur started way before my employment with the county.

When I was 13 years old, my brother Sky Matsuhashi, started delivering the local newspaper using his bicycle at 4:30 AM to make money. As younger brothers do, I wanted to do what my brother was doing because I saw how much he enjoyed making money for himself outside of our allowance for doing household chores. Making money sounded nice to me as well so I started my own newspaper route delivering the paper every day at 4:30 AM to the houses in my neighborhood.

Being a 13-year-old kid waking up at 4:30 AM to make money wasn’t the easiest thing to do but I rather enjoyed working for myself. Newspaper delivery boys get paid for every newspaper they deliver and the more paper you deliver the more money you make. This is definitely not a way to earn passive income, but it gave me a taste of working for myself and being independent.

After one year of delivering newspapers every day I realized that unless I got up early in the morning, folded all the newspapers, load them on my bicycle, ride around my neighborhood throwing the newspapers on the porches of my customers, and then collect the payment for the newspaper, I would not make any money. If my customers weren’t served what they were paying for I would not make any money and my small business would be gone.

After three years working in my “small business” delivering newspapers, I got tired of waking up that early every morning so I quit. Being a young pup at 16-year-old, I wanted to buy a car. I saved up $1,000 from my paper route that my parents matched with $1000 of their own money to help me buy my very first car. It was a 15-year-old S10 Chevy Blazer that I loved. I felt so cool driving to high school in my own car. I quickly learned that without money there was no way I was going to be able to pay for gas, insurance, maintenance, etc. So I got a job at Walmart.

Working For The Man:

Walmart was my first venture into the working world where I got paid for the hours that I put in. It was a good job, pushing shopping carts all day from the parking lot into the store. I learned a lot about working for someone else. My very first paycheck shocked me!

There were so many ways that my money was taken from my paycheck that I thought there was something wrong. Here I am, a young naïve kid thinking that I worked one hour at $4.50 and I would pocket $4.50 for that hour.

I was shocked to see all the deductions taken from my paycheck. It seemed like almost everyone had their hand in my pocket, Social Security, state and local taxes, federal taxes, Medicare, and union dues. After I learned that this would be a common occurrence I was sadly disappointed in how my future looked.

Honestly what really shocked me the most were the union dues. I can believe I understood all the taxes, Social Security, and medicare, but what I could not understand were the union dues. To me, this seems like a group of people created a union, just to take money from my paycheck to get to themselves.

It was explained to me that the unions do help make the job better, give me more pay, five for my rights. As a 17-year-old kid, I didn’t care about any of that. I felt like I made an agreement with my employer that I will work one hour for my set wage and that’s the agreement we made. If I would make more money, it would be because I earned more because of the quality of work that I do. This just seemed like an arbitrary expense that I couldn’t stomach being forced to pay.

After the job at Walmart, I had a number of other retail, construction, and restaurant jobs while I was going to school getting my Bachelors of Science degree in Business with an emphasis in Entrepreneurship. Each job I worked at left me feeling like there was no end to the daily toil working for somebody else. I felt like there was no way I would be financially independent by working for someone else and believed there had to be a different way.

I started a number of different companies to escape working for somebody else. Among the businesses that I started were a graphic and website design company, a skateboard manufacturing company, and online sales company, and I even tried some multilevel marketing businesses. All of these were sole proprietor businesses and if I didn’t work I did not get paid. What I owned was basically a job and I didn’t like that either.

Time For A Change In Thinking:

When I was 23 years old I got a job as a systems and procedures analyst for the local County government even though I knew I didn’t want to work a job for a living. I needed to make ends meet and provide for myself financially which this job did just that. After about one year working at the county my brother gave me the book Rich Dad, Poor Dad by Robert Kiyosaki. This book blew my mind to the potential of passive income ideas. After reading this book I decided to focus all my efforts on developing passive income so I would not have to work for anyone again.

Robert Kiyosaki explained how businesses and rental properties were his number one way to earn passive income of all the ideas he could choose from. Creating businesses, products, and other passive income ideas would contribute to his not having to work a job ever. I loved that thinking and decided it was time for me to focus on passive income for myself and stop working. Another thing that I took away from Robert’s book was how he gave himself 10 years to quit his job by building up passive income to replace his earned income. I thought that was a fantastic idea and a very doable goal for myself. So when I was 27, I made up my mind to work very hard for the next 10 years building up passive income ideas in order to quit working for somebody else and live off the passive income that I created for myself. I wanted to get paid for the value that I bring, not the hours that I put in. Passive income would allow me to do that.

Over the next nine years, I started a retail establishment, bought a duplex, and 15 single family homes that bring in passive income for me every month. The retail business was more hands-on than I wanted so I decided to sell the business and focus on rental properties. Now with my rental properties, I bring in over $8500 a month and can easily quit my job because my passive income takes care of my expenses.

So for today, I have the end of my 10 years almost up. As I write this, I am 36 years old and plan to give myself one more year of working my job in order to get me in the position to quit. Even though I can quit my job right now with the passive income that I received from my rental properties and online businesses, I want to do a number of things before I actually quit.

One Year Goals Before I Quit My Job

1. Remodel my personal home
2. Refinance my personal home to have cash to purchase more rental properties
3. Buy one single family home in Arizona as a rental property (an additional $250 per month of passive income)
4. Buy a four-Plex as a rental property (an additional $700-$800 per month of passive income)
5. Buy a 18 unit apartment complex with other investors (an additional $800-$1000 a month in passive income as my share of the profits)
6. Save up $30,000-$40,000 as an emergency fund
7. Save up 600 hours of vacation/sick time to use at the end of my year (check out my post on the thought process of cashing out versus using your vacation/sick time)

My Reasons To Quit My Job:

1. I made a commitment when I was 27 years old to quit in 10 years.
2. My jobs are holding me back from many other opportunities.
3. My rental properties are doing well enough that I can live off of them.
4. The extra time that I have not working for somebody else will be put to use building more passive income with businesses, rental properties, and other ideas that will bring me cash flow every month.
5. I do not want to work for a paycheck anymore but earn my money as the rich do, through passive income.


So, I made up my mind and am going to quit my job. Keep watching my blog as I give updates on the process I go through, the steps that I take, and the logical thought process on how to quit your jobs and set yourself up for success.

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How I Will Quit My Jobs
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